§ 18-111. Liability insurance required for certain uses of city parks and facilities.

(a) The city shall require each organized activity taking place at any city facility to have insurance for said activity. Permittee shall procure and maintain for the term of the permit insurance against claims for injuries to persons or damages to property which may arise from or in connection with the activities described hereunder performed by the permittee, his agents, representatives, or employees. Except where otherwise specified in this ordinance, insurance shall be provided in an amount to be determined by the city manager. Insurance is to be placed with insurers authorized to do business in the state and acceptable to the city. This may not apply for infrequent use; however, a one-time special event shall be subject to this requirement. For the purpose of this ordinance, the term "organized activity" shall apply to sporting events and competitions, special events, exhibitions or shows, concerts, performances, camps, fairs, programs and other such activities involving the assembly of fifty (50) or more participants, spectators or other persons at any city park or facility for a common purpose under the direction and control of a person or group of persons. The city manager is authorized to waive the requirement for liability insurance when the applicant for a use permit is a regular user of the facility or an established not-for-profit group with no history of misuse of the facility. The city manager is also authorized to require liability insurance for an activity when not specifically required above if, in his opinion, the activity represents a significant risk to the city.

(b) The certificate of insurance, naming the city as the additional insured along with an endorsement, is to be submitted prior to permit authorization or execution of a negotiated use agreement. A 30-day written notice of cancellation clause is required.

(c) Where insurance is determined to be required for a particular use of a city facility or a one-time special event, the city is authorized to provide insurance for that use or event through the city's insurance provider as an alternative to the private purchase of such insurance. The person or organization requesting the permit will be required to reimburse the city for the cost of such insurance prior to issuance of the permit.

(Ord. No. 2006-48, § 1, 12-19-06)